A Rocket Money alternative for people who will not link a bank account
Rocket Money finds subscriptions by connecting to your accounts through Plaid. That is the whole product, and it is why some people love it and others will not install it. Recurno works the other way round: you enter what you want tracked, and nothing is ever read from your bank.
The short version
- 01Rocket Money requires linking at least one bank account to work. Recurno never asks for one.
- 02Automatic discovery is the trade: Rocket Money finds charges you forgot, Recurno only knows what you tell it.
- 03Recurno adds household ownership, so shared plans show who actually pays.
- 04Free for 30 subscriptions, no card and no trial countdown. Pro is $2.99 a month.
The actual difference, in one sentence
Rocket Money reads your transactions to find recurring charges. Recurno reads nothing: you add a subscription, and it tracks the cost, the cycle, the renewal date and who pays. Checked August 2026.
Everything else follows from that. Bank linking is what makes automatic discovery possible, and it is also the thing a lot of people are not willing to do for a $3 utility.
When Rocket Money is the better choice
If you genuinely do not know what you are subscribed to, and you want software to go and find out, connect a bank and let it. Recurno cannot do that, and pretending otherwise would waste your time. Rocket Money also negotiates bills on your behalf, which is a real service and not something we offer.
When Recurno is the better choice
If you will not hand banking access to a subscription app, or you live outside the countries where account linking works well, manual entry stops being a limitation and starts being the point. It also means the tool works the same whichever bank you use, and there is no connection to silently break.
- No bank credentials, no read access, nothing to revoke later
- Renewal reminders by email before the charge, not after it
- Household members, so a shared family plan shows an owner
- 45 currencies, never added together at an invented exchange rate
- Export everything as CSV or JSON, delete the account in one action
Getting your list across
The honest part of manual entry is the first twenty minutes. Work through the last three months of statements, add each repeating charge, and check the app stores for the ones billed through Apple or Google. After that it stays current because you add things as you buy them.
Frequently asked
01Does Recurno connect to my bank like Rocket Money?+
No, and it is not a feature we are planning. Recurno tracks the subscriptions you enter. That means it cannot discover a charge you have forgotten, and it also means there is no banking access to grant, secure or revoke.
02Is there a free Rocket Money alternative?+
Recurno is free for up to 30 subscriptions, with no credit card and no trial that expires. Pro is $2.99 a month for 100 subscriptions, unlimited household members, full analytics, custom categories and PDF export.
03Can Recurno cancel subscriptions for me?+
No. Recurno stores the cancellation link for each subscription and warns you before the renewal date, but you cancel with the provider yourself. Nothing acts on your accounts on your behalf.
04What happened to Truebill?+
Truebill was renamed Rocket Money in 2022. If you are searching for a Truebill alternative, this page is the comparison you want.
Next step
Track subscriptions without giving up bank access
Free for up to 30 subscriptions. No card, no countdown.